Personal Injury Common Questions

There really is no such thing. Legal Coverage means that you have PIP (Personal Injury Protection) coverage and coverage to pay for your financed vehicle should it be destroyed in an accident. When insurance agents use the term full coverage that is what they mean.

That is not good coverage! Good, complete coverage means you have plenty of Liability Insurance to financially protect you if you are at fault and Uninsured/Underinsured motorist coverage which protects you or your occupants should you be in an accident with a person that does not have insurance or not enough coverage. This is very common in West Central Florida.

This is America, and in our capitalistic country insurance companies can raise your rates at any time for any reason but most of the time insurance companies will not raise your rates or cancel your insurance if you make a PIP claim.

Answer is sometimes. But that is no reason to not make a claim. If you have Uninsured Motorist and feel as if you cannot make a claim, cancel this coverage because paying for something you will never utilize makes no sense.

It really depends on the state and jurisdiction. In Florida, our court system is horribly overburdened because of a shortage of courtrooms and judges. It simply takes a long time to get a trial date.

Uninsured Motorist coverage costs extra and it simply is a contract between the owner of the policy and the particular insurance company that states coverage exists in the event that an accident occurs and the other party does not have any or enough coverage to cover the loss. The limits are what a particular person pays for. If a person pays for 100,000 dollars in coverage and is killed in the accident, the insurance company pays 100,000. But if the accident involved a sprained finger, the insurance company would pay the fair value of a sprained finger, not 100,000.

Criminal Defense Common Questions

NO. You are not eligible to seal or expunge any part of your criminal record if you have previously been convicted of any criminal offense. This also applies to a juvenile record in which the applicant was adjudicated delinquent.

NO.  An Officer does not have the right to search your vehicle unless probable cause exists to search the vehicle. In the event that the Officer does have probable cause to search your vehicle, then the Officer does not need your consent to search the vehicle. Therefore if the Officer is requesting consent, then the Officer does not have probable cause and cannot search your vehicle.

YES. Any arrest is public record and can be accessed in a background check. You must file an application with FDLE (Florida Department of Law Enforcement)  to expunge the arrest. HOWEVER, if you have ever been adjudicated guilty for any previous criminal offense, you will not qualify for an expunction.

YES. A legal expunction/sealing does not apply to third party websites that publish arrest information.  If you have obtained a legal expunction/sealing, you must contact each website and request said information be removed.

NO. A DUI  conviction will stay on your record with no drop off date.